:root{--navy:#0f2a43;--navy2:#16405f;--teal:#0e7c86;--sand:#f6f3ec;--ink:#1d2b36;--muted:#5a6b78;--line:#dfe5ea;--white:#fff;--gold:#c9a24a}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Segoe UI",system-ui,-apple-system,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.25;margin:0 0 .6em}
h1{font-size:clamp(2rem,4.5vw,3.1rem)}h2{font-size:clamp(1.6rem,3vw,2.2rem)}h3{font-size:1.2rem}
a{color:var(--teal)}img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
header.site{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 22px;max-width:1120px;margin:0 auto;gap:16px;flex-wrap:wrap}
.brand{text-decoration:none;color:var(--navy);display:flex;flex-direction:column;line-height:1.15}
.brand b{font-family:Georgia,serif;font-size:1.25rem;letter-spacing:.02em}.brand span{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--teal)}
nav ul{list-style:none;margin:0;padding:0;display:flex;gap:22px;flex-wrap:wrap}
nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}nav a:hover,nav a.on{color:var(--teal)}
.btn{display:inline-block;background:var(--teal);color:#fff!important;padding:12px 24px;border-radius:6px;text-decoration:none;font-weight:700;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:#0a646d}.btn.alt{background:transparent;border:2px solid #fff}.btn.alt:hover{background:rgba(255,255,255,.12)}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:84px 0 76px}
.hero h1{color:#fff}.hero p{max-width:640px;font-size:1.1rem;color:#dbe7ef}.hero .cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-size:.78rem;color:var(--gold);font-weight:700;margin-bottom:12px}
.strip{background:var(--sand);border-bottom:1px solid var(--line)}
.strip .wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:18px;padding:22px}
.strip div{font-size:.93rem}.strip b{display:block;color:var(--navy)}
section{padding:68px 0}section.alt{background:var(--sand)}
.grid{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(255px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:26px;box-shadow:0 2px 8px rgba(15,42,67,.05)}
.card h3{margin-bottom:.4em}.card p{margin:.3em 0;color:var(--muted)}.card .more{font-weight:700;text-decoration:none;font-size:.92rem}
.split{display:grid;gap:40px;grid-template-columns:1fr 1fr;align-items:center}
@media(max-width:800px){.split{grid-template-columns:1fr}}
.panel{background:var(--navy);color:#fff;border-radius:12px;padding:34px}.panel h3{color:#fff}.panel p,.panel li{color:#dbe7ef}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px 22px 22px 66px;position:relative}
.steps li:before{content:counter(s);position:absolute;left:20px;top:20px;width:30px;height:30px;border-radius:50%;background:var(--teal);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.tags{display:flex;flex-wrap:wrap;gap:10px;padding:0;list-style:none}.tags li{background:#fff;border:1px solid var(--line);border-radius:30px;padding:6px 16px;font-size:.92rem}
.pagehead{background:var(--navy);color:#fff;padding:54px 0}.pagehead h1{color:#fff;margin:0}.pagehead p{color:#dbe7ef;margin:.6em 0 0}
.svc{display:grid;grid-template-columns:240px 1fr;gap:30px;padding:34px 0;border-bottom:1px solid var(--line)}
@media(max-width:760px){.svc{grid-template-columns:1fr;gap:8px}}
.svc h2{font-size:1.5rem}.svc ul{padding-left:20px;margin:.5em 0}
.doc{max-width:860px}.doc h2{font-size:1.45rem;margin-top:1.8em}.doc li{margin:.3em 0}.doc .upd{color:var(--muted);font-size:.92rem}
.box{background:var(--sand);border-left:4px solid var(--teal);padding:16px 20px;border-radius:6px;margin:1.2em 0}
form{display:grid;gap:14px}label{font-weight:600;font-size:.93rem;display:block;margin-bottom:4px}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid #c5ced6;border-radius:6px;font:inherit}
textarea{min-height:120px}.consent{display:flex;gap:10px;align-items:flex-start;background:var(--sand);padding:14px;border-radius:8px;font-size:.88rem}
.consent input{width:auto;margin-top:5px}.consent label{font-weight:400;margin:0}
footer{background:#0b1f31;color:#b9c8d4;padding:50px 0 24px;font-size:.92rem}footer a{color:#e6eef4}footer h4{color:#fff;margin:0 0 10px;font-family:Georgia,serif}
.fgrid{display:grid;gap:30px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}footer ul{list-style:none;padding:0;margin:0}footer li{margin:5px 0}
.legal{border-top:1px solid #243b50;margin-top:30px;padding-top:18px;font-size:.84rem}
/* flat layout for page builders */
.eyebrow.dark{color:var(--teal)}.hero .eyebrow{margin:0 0 12px}
.cols{display:grid;gap:34px;grid-template-columns:repeat(3,1fr);margin:30px 0}.cols.four{grid-template-columns:repeat(4,1fr)}
@media(max-width:860px){.cols,.cols.four{grid-template-columns:1fr}}
.cols h3{border-top:3px solid var(--teal);padding-top:14px}.cols p{color:var(--muted);margin:.3em 0}
.photo{width:100%;max-width:440px;height:auto;border-radius:10px;display:block;margin:0 auto;box-shadow:0 6px 22px rgba(15,42,67,.18)}
.section.cta,section.cta{background:var(--navy);text-align:center}section.cta h2{color:#fff}section.cta p{color:#dbe7ef}
#services-list h2,.wrap>h2[id]{margin-top:1.6em;padding-top:.4em;border-top:1px solid var(--line)}