Privacy Policy

Effective date: November 2, 2026

This Privacy Policy explains how Alexander M Nesel ("we," "us," "our"), an insurance services business located at 11150 4th St N, Apt 2816, St. Petersburg, FL 33716, collects, uses, discloses and protects personal information when you visit alexandermnesel.com, contact us, request an insurance quote, or communicate with us by phone, email or text message.

1. Information We Collect

  • Contact information: name, email address, mailing address and phone number.
  • Insurance-related information: details you provide so we can request quotes or service policies, such as property address, vehicles, drivers, household members, business details, coverage preferences and existing policy information.
  • Communications: messages, call notes, emails and text message content exchanged with us.
  • Website data: IP address, browser type, device information and pages visited, collected through standard server logs and cookies.

We do not ask you to submit Social Security numbers, bank account numbers or health information through our website form or by text message. If such information is needed to process an application, we will request it through a secure method.

2. How We Use Information

  • To respond to inquiries and provide insurance quotes and policy guidance.
  • To submit applications and service requests to insurance carriers at your direction.
  • To provide appointment reminders, renewal notices, policy-change confirmations and customer service.
  • To send text messages you have consented to receive (see Section 4).
  • To comply with insurance licensing, record-keeping and legal obligations.
  • To maintain, secure and improve our website and prevent fraud.

3. How We Share Information

We share personal information only as needed to provide the services you request and as required by law:

  • Insurance carriers, underwriters and their administrators, to obtain quotes and issue and service your policy.
  • Service providers that support our business operations, such as website hosting, email and form-processing providers, who may use information only to perform services for us.
  • Regulators, courts and law enforcement when required by law, including the Florida Department of Financial Services and Office of Insurance Regulation.
  • Professional advisers such as attorneys and accountants, under confidentiality obligations.

We do not sell your personal information. We do not share personal information with third parties or affiliates for their own marketing or promotional purposes.

4. Text Messaging (SMS) Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties for purposes unrelated to providing you with the services of this messaging program.

  • Consent: We send text messages only to individuals who have given consent, such as by checking the optional SMS consent box on our contact form or by providing a mobile number and requesting text communication. Consent is not a condition of purchasing any product or service.
  • Types of messages: quote follow-ups, appointment reminders, policy renewal reminders, document requests and customer service updates.
  • Frequency: Message frequency varies based on your requests and account activity.
  • Costs: Message and data rates may apply according to your mobile carrier plan.
  • Opt out: You may opt out at any time by replying STOP, QUIT, END, REVOKE, OPT OUT, CANCEL or UNSUBSCRIBE. You will receive one confirmation message, and no further messages will be sent unless you opt in again.
  • Help: Reply HELP, or contact us at 845-853-3719 or support@alexandermnesel.com.
  • Carriers are not liable for delayed or undelivered messages.

5. Regulatory Notice for Insurance Customers

As a licensed insurance professional, we handle nonpublic personal information in accordance with applicable federal and Florida privacy and insurance laws, including the Gramm-Leach-Bliley Act and related Florida requirements. Insurance carriers you apply with may provide their own privacy notices describing how they use your information.

6. Cookies and Analytics

Our website uses essential cookies and standard server logs to operate and secure the site. You can control cookies through your browser settings. We do not use cookies to sell your personal information.

7. Data Retention and Security

We retain information for as long as needed to provide services and satisfy legal and insurance record-keeping obligations, then delete or de-identify it. We use reasonable administrative, technical and physical safeguards to protect information, but no method of transmission or storage is completely secure.

8. Your Choices and Rights

You may request access to, correction of or deletion of your personal information, subject to legal retention requirements. You may opt out of marketing emails using the unsubscribe link, and out of text messages by replying STOP. To make a request, contact us using the details below.

9. Children's Privacy

Our website and services are directed to adults. We do not knowingly collect personal information from children under 13.

10. Third-Party Links

Our website may link to carrier or government websites, such as the Florida Department of Financial Services. We are not responsible for their privacy practices.

11. Changes to This Policy

We may update this policy from time to time. The effective date above shows when it was last revised.

12. Contact Us

Alexander M Nesel
11150 4th St N, Apt 2816, St. Petersburg, FL 33716
Phone: 845-853-3719
Email: support@alexandermnesel.com